
Just wanted to make things right and give credit to the original author and editor of the articles my ex-content writer stole. Again, I thank Joe for pointing this out to me and teaching me a great lesson! Here are the articles.
http://money.cnn.com/galleries/2009/smallbusiness/0901/gallery.smallbiz2009.smb/index.html
http://money.cnn.com/galleries/2009/moneymag/0901/gallery.entrepreneur_handbook.moneymag/index.html